Formed in November 1983.  KALAVAS & ASSOCIATES LTD Insurance Brokers is an independent firm of insurance and financial planning  advisers, established to provide a comprehensive range of insurance and financial planning  services and products to corporate bodies and individuals. Due to our long established solid relationships with the most reputable insurance institutions on the Island, we are always in a position to secure for you the best available products on the basis of your particular circumstances.Although the Company has grown out of all recognition in client base and range of services and products since its origination, we guard very strictly the standing and reputation it has earned in the Market for providing the highest level of personal service combined with a commitment to excellence.Being independent, we are free of vested interests in any particular solution to a problem.  Therefore, we can offer sound advice, based on the most comprehensive information available coupled with the experience of our managers and staff.